SIA & AIOH Member Savings for OH&S & Environmental Professionals

Teamcare Insurance Brokers are the endorsed Insurance Broker for the Safety Institute of Australia (SIA) and the Australian Institute of Occupational Hygienists (AIOH). For over 5 years Teamcare has continued to negotiate on behalf of members to establish discounted insurance facilities. We have developed programs to cover a wide range of safety activities from a start-up consultancy through to a well established business ranging from activities in general OH&S to environmental consulting including hard to place risks such as asbestos and pollution.

The protections provide money to pay your legal fees and claims against you for losses resulting from a breach of professional business practice.

As Professionals we need to properly assess our business risks. Regardless of how risk conscious we are, this does not stop third parties from launching action against you, thereby incurring expensive legal defence costs. It is possible to lose the house, car and other assets by being included in lengthy legal proceedings that are clouded by the overlapping considerations of Employee Agreements, Unions, State Workcover Legislation, Trade Practices Act and other laws.

Teamcare Insurance Brokers can arrange a complete package of insurances for all your risks. Please contact Teamcare to speak to one of our insurance professionals to enable us to understand and assess your needs.

OH&S Consultants:

We are specialists in Professional Indemnity and Public Liability insurance for OH&S consultants and have established a facility with a reputable Australian insurer to provide reductions in premiums for members as well as providing one of the most comprehensive covers in the market.

This valuable facility is available to members of the SIA and AIOH at reduced premiums.

Download Safety Proposal Form for a Formal Quotation

Please contact Jeremy Ferns, Paul Lappin or Tiffany Ferns for further information.

Asbestos Inclusive Insurance

Teamcare has recognised the need for an asbestos related insurance package for safety and environmental professionals and as such, are one of the market leaders in placing asbestos related insurance. Feedback from many professionals indicated that costs involved relating to asbestos inclusive policies were extremely high. Following this feedback from members, Teamcare has established a professional indemnity policy with a broad policy wording including cover for asbestos, pollution and other commonly excluded risks which is backed by Lloyds of London.

For further information or a quotation, please contact Tiffany Ferns.

Claims Made Policy

Professional Indemnity policies are a claims made policy of insurance. This means that the policy covers you for claims made against you and notified to the insurer during the period of insurance. The policy does not provide cover in relation to:

• Events that occurred prior to the retroactive date specified in the policy;

• Claims made after expiry of the period of insurance even though the event giving rise to the claim may have occurred during the period of insurance;

• Any previously Known claims or circumstances that could lead to a claim;

• Claims arising out of claims and circumstances noted on the proposal form for the current period of insurance or on any previous proposal form.

However, where you give notice in writing to an insurer, of facts that might give rise to a claim against you as soon as reasonably practicable after you become aware of those facts but before expiry of the period of insurance, the policy will, subject to its terms and conditions, cover you notwithstanding that a claim is only made after expiry of the period of insurance.