Business & Commercial Insurance

Teamcare are an expert provider in Professional Indemnity. If you provide advice, design, specification or similar for a fee, Teamcare can help protect you.

Professional Indemnity is a complex and multifaceted insurance product designed to protect professionals against claims for failures of rendered advice (professional advice for a fee).

Claims and allegations against professionals are becoming an extremely common occurrence. This policy type is instrumental in your protection or extraction from professional negligence claims. Legal defence costs can be provided to defend your position or pay compensation (for proven negligence).

Public & Products Liability Insurance is designed to protect you and your business against significant risk, such as the actual or alleged bodily injury or property damage to a third party (one of the most commonly heard of insurance products in Australia). However, navigating the world of liability can be extremely complex and difficult.

Teamcare are specialists in understanding the risks your business faces. Whether it be a product you sell into a local or international market or a manual service you offer to clients, Teamcare can tailor an appropriate solution for you.

Our brokers house the knowledge and understanding of complex risks where the direct market may not have the products or necessary skills to guide you through this process. If it’s complex or hard to place, Teamcare is your solution.

Business Packages are a diverse and flexible insurance coverage. These policies are best suited to SME businesses. Multiple sections of cover can be tailored to you specific needs and risk exposures. These policies are typically used to protect business assets, profits and other items critical to your business.

Teamcare will work with you to perform a needs analysis on your risk. This process will ensure a tailored solution is presented which meets your specific requirements.

Motor Insurance whilst common can be difficult to navigate and understand. There are various policy types available depending on your specific needs and selected levels of cover.

We can help you understand which products best suit your needs whether it be a single commercial vehicle, commercial motor policy (typically 3 - 20 units) or motor fleet insurance policy (20 + units).

A motor policy maybe tailored to suite your selected level of protection, including; 

• Comprehensive Cover

• Third party Fire & Theft Cover

• Third Party Property Damage Cover Only 

As Brokers we have access to specialised markets not directly available. We can provide quality coverage at competitive prices and manage your claims efficiently and effectively.

Owning and operating a business comes with risk and responsibilities. Historically, protecting these liabilities was out of reach for SME business. With the evolution of the insurance market came a products that offers significant protection for a minimal costs. This multifaceted insurance product is a must have for any business looking to protect it responsible officers & management.

The insurance market has collated data which indicates that the frequency of claims against this product have more than doubled in the last 10 years. This policy help protect you from significant financial and personal risk.

Teamcare's risk analysis will ensure the correct product is sourced in this complex segment of the market.

coming soon

Workers compensation is compulsory for nearly all employers. This product is generally regulated by State & Territory Authorities with the intent to protect your workers if injured.

Workers Compensation can be extremely hard to understand and navigate.  Understanding your position in one state is hard enough, and if you are  working in multiple states the cross boarder rules and regulations can be confusing.

Failing to adhere to the rules and regulations can lead not only to adjustments on premiums, but also  fines and penalties issued by regulatory bodies.

Teamcare’s specialised Workers Compensation division can help you appropriately tailor a Workers Compensation portfolio which is right for your business. Reviewing premium rates, helping with claims management & assisting with the set up process are all part of our daily duties.

Teamcare will work with you to provide a highly tailored, high-quality solution to any of your Personal Insurance requirements. With access to leading quality policies, Teamcare can help you find a variety of competitively priced, specialised solutions for your assets.

Our personal insurance solutions include covers for;

• House & Contents

• Landlord's Properties

• Private Motor Vehicles

• Caravan, Jet Ski & Boat Insurance

Teamcare's specialised solutions can help protect your assets & prized possessions.